Prior to September 23, 2021, the IRS contracted with the following private collection agencies: The IRS will send you a letter before you are contacted by a private collection agency (PCA). I called today but no one is answering the phones to tell me why. When I tried to retrieve my package, the key is not opening the locker. Box 526 First, the service . What do I do? Filled out an address change form. I have the USPS Informed Delivery app and I was to receive 3 pieces of mail yesterday and 2 today. 2d at 710 (accord); Fritz v. Resurgent Capital Servs., LP,955 F.Supp.2d 163, 170 (E.D.N.Y. . They have selected four contractors to implement this program. "[E]ven if the debt collector's notice contains all the information required by statute, it will still violate Section 1692g if the letter also contains language that overshadows or contradicts other language informing a consumer of her rights." 1998) (citing Harrison v. NBD Inc.,990 F.Supp. Home Contact Us. 13-CV-5833, 2014 WL 4659464, at *9 (E.D.N.Y. Both Century Link and TCM Bank have not received my payments since June and the checks have not gone through the bank either .So where did they go to when I know I have paid them. . This is unacceptable. Balk, 2013 WL 6990767, at *5; see Williams v. Citigroup Inc.,659 F.3d 208, 213-14 (2d Cir. I'm from Kentucky I have had a package stuck there for 2 weeks in Waterloo ia. 2d at 58 (Section 1692e). Id. Abramov, 54 F. Supp. Id. Id. Very helpful they made applying easy thank you. at *9. of Nassau,843 F.Supp.2d 287, 340 (E.D.N.Y. Help is also available from: Note: The decision to obtain assistance from any of these organizations or individuals will not result in the IRS giving preferential treatment in the handling of the issue, dispute or problem. Than our mail can be delivered faster. This post office can't find anything when I go to ask about a missing box that was supposed to be delivered Dec. 10. still not found. Ltd. Marshall, Stanley J - Marshall Law Office, Muhlenbruch Law Bankruptcy and Injury Lawyers, Sunset Distributors LTD Distribution Services, Fisher William L Attorney Bankruptcy and Injury Lawyers, Fisher- John W Attorney Bankruptcy and Injury Lawyers, Reich Law Firm Bankruptcy and Injury Lawyers, Virginia Berger Consultant Consultants-Business Nec, Jensen NOLA Bankruptcy and Injury Lawyers, Stern Diehl Cornish & Jensen Bankruptcy and Injury Lawyers. A few reviews for this pro. 2013)); see also Diaz v. Residential Credit Sols., Inc.,965 F.Supp.2d 249, 256 (E.D.N.Y. The collection letters in these cases were all different and each letter must be analyzed in its entirety, so none of these decisions are squarely on point. 12-CV-2440, 2013 WL 4883474, at *1 (E.D.N.Y. Jan 15, 2023 Pros are happy to help today Save time and effort because . It was left in the package locker. I use to get it around 3pm and I leave for work at 4:30 PM. 19, 2013) (internal quotations omitted); see Block v. First Blood Assoc.,988 F.2d 344, 350 (2d Cir. 2012); Clomon, 988 F.2d at 1319. To reach out to our team, simply fill out the contact form below. Po Box 900 Waterloo, IA 50704-0900 : Address Types: Mailing: Registered Agent: Corporation Service Company: Filing Date: June 19, 2001: File Number: 2001-000421723: Contact Us About The Company Profile For The Cbe Group, Inc. Products and Services; Employment; Resource Library. Sept. 24, 2018), order amended on reconsideration, 2019 WL 1900472 (E.D.N.Y. Aug. 6, 2015) (noting that "courts are cautioned to apply the least sophisticated consumer standard in a manner that protects debt collectors against liability for unreasonable misinterpretations of collection notices") (internal quotation omitted); Easterling v. Collecto, Inc.,692 F.3d 229, 233-34 (2d Cir. For the reasons set forth below, Plaintiff's motion to amend is GRANTED, in part, and DENIED, in part. If you have questions about this program feel free to give us a call or fill out our contact form. On November 23, 2015, Judge Seybert referred Plaintiff's motion to this Court for decision. Last week I had several pieces of Mail in the box with the flag up and it didnt get picked up or received anything. Public Records. Put another way, the Court at this juncture cannot say that, as a matter of law, the phrase "Forward written disputes to: Po Box 2635, Waterloo, IA 50704-2635" as written and when read in conjunction with the first sentence of the validation notice did not violate the FDCPA when viewed from the perspective of the least sophisticated consumer. Box 2217 Waterloo, IA 50704 . Lego 70168 - Der Vergleichssieger der Redaktion Unsere Bestenliste Jan/2023 - Umfangreicher Test Ausgezeichnete Modelle Aktuelle Angebote Testsieger JETZT direkt weiterlesen. See Balk 2013 WL 6990767, at *5; Alkhatib, 2015 WL 3507340, at *7; Blaskiewicz v. Cty. Aug. 16, 2021) (two consolidated cases presenting identical collection letter language, one dismissing claim based under Rule 12(b)(6) and one under Rule 56). As such, Plaintiff's proposed amendment claiming this challenged language violates Section 1692e is futile. UMG, 2006 WL 3335048, at *2 (quoting T & N PLC, at *2) see UMG, 2006 WL 3335048, at *3 (declining to address the merits of the proffered affirmative defenses on a motion to amend). Notwithstanding the above, leave to amend a pleading may be denied where there is "undue delay, bad faith or dilatory motive on the part of the movant, repeated failures to cure deficiencies by amendments previously allowed, [or] undue prejudice to the opposing party. We would not have assigned your account to a private collection agency if you are: Recipient of supplemental security income (SSI) or social security disability insurance (SSDI), Adjusted gross income does not exceed 200% of the applicable poverty level. Waterloo, IA 50702 . The private collection agency will ask you a series of questions to make sure theyre talking to the correct person. See Grace v. Rosenstock, 228 F.3d 40 (2d Cir. The party opposing the motion to amend carries the burden to establish that one or more of the above factors would cause it substantial prejudice thus necessating denial of the motion. P.O. 872, 877 (W.D.N.Y. 2551 Logan Ave, po box 2726. Is anything incorrect? But i am just noticing that the payment went to. In addition, Plaintiff fell "behind on payments allegedly owed. 425 Cedar Street, Suite 320 PO Box 1253 . Never answer the phone at the post office. Based on this letter, I cannot see why anyone would think there is any other place to send a dispute notice other than to PO Box 2635. 1996). Effective September 23, 2021, taxpayers may be contacted by the following private collection agencies (PCAs): CBE And no one answers their phone. Black Hawk County Human Services is located at 1407 Independence Ave # 2 in Waterloo, Iowa 50703. Overnight Physical 1827 Ansborough Ave Waterloo IA 50704. What the hell is going on???!!! The private collection agency will work with you to resolve your overdue taxes. Make all payments to the IRS. It is the opposing party who bears the burden to establish that an amendment would indeed be futile. 3d at 278 (applying materiality standard and finding that "Plaintiff has adequately alleged that the language [in the collection letter] could easily mislead the least sophisticated consumer about whether disputing the debt requires an oral or written communication, and, therefore, could impede the consumer's ability to respond."). Lotito, 2014 WL 4659464, at *1. 13-CV-1006, 2015 WL 520346, at *3 (E.D.N.Y. Waterloo Courier, Inc. offers newspaper printing and publishing services. Can I Hire Multiple Collection Agencies at One Time? Box 526 Albion, NY 14411 888-928-0510. 2014) ("because the least sophisticated consumer standard is objective, the determination of how the least sophisticated consumer would view language in a defendant's collection letter is a question of law") (quoting Castro v. Green Tree Servicing LLC,959 F.Supp.2d 698, 707 (S.D.N.Y. Black Hawk County Human Services can be contacted via phone at (319) 291-2441 for pricing, hours and directions. Jan. 6, 2014). . Am. 1992) (recognizing the general rule that in order to determine whether the amended pleading puts forth colorable grounds the court should apply the standards of Rule 12(b)(6)); Chan v. Reno,916 F.Supp. The fact that we have overlapping standards does not mean that the standards are identical. Get contact info for current residents, including phone, email & criminal records. Alkhatib, 2015 WL 3507340, at *7 (quoting Mendez v. U.S. Nonwovens Corp.,2 F.Supp.3d 442, 451 (E.D.N.Y. In sum, neither Abramov nor Lotito holds that language in a debt collection letter which provides a debtor with a phone number to contact the debt collector with regard to making a payment contradicts or overshadows a proper Section 1692g validation notice. 2008); Sorel v. Capital One Servs., LLC, No. Section 1692g of the FDCPA sets forth certain information that a debt collector must convey in writing to a debtor when attempting to collect a debt. The mailing address for Northern Iowa Pain Management, Pc is PO BOX 2400 Waterloo, IA 50704- 3192723323 (mailing address contact number - 3192333044). 126, 132 (E.D.N.Y. 1988)). 26-33. It is a discretionary doctrine, and its application within a case depends, in part, on the context in which the court made its first ruling. P.O. Box 9045 Pleasanton CA 94566-9045 1-844-807-9367. In Abramov, in the context of a motion to dismiss, the Court reviewed a debt collection letter which, in addition to the mandatory Section 1692g validation notice, also included the following statement: "If you feel you are or have been a victim of Theft of Identity, please follow the instructions above to dispute the debt to us in writing within 30 days of this notice and please call AT & T at 1-866-718-2011." 1. 2009) (quoting FED. You can use any one of these locations to mail your letter or small package via USPS. Mailing Address: Veridian Credit Union P.O. EMPOWERING GROUNDS LLC. . As such, where a debt collector's notice is conveyed in an ambiguous fashion such that it would "make the least sophisticated consumer uncertain as to her rights," that notice will be in violation of Section 1692g. Like other preclusion doctrines, the purpose of the law of the case doctrine is to prevent courts from having to make the same decision twice. In the instant case, "the gravamen of Plaintiff's Amended Complaint is the language [set forth in the collection letter] concerning written disputes, and the provision of a phone number only to arrange for payment, when viewed from the perspective of the `least sophisticated consumer,' overshadows and contradicts the required 1692g(a)(3) statement. Collections Agencies. The Court conducted an Initial Conference with the parties on August 3, 2015 at which time Defendant noted its intent to file a motion before Judge Seybert, pursuant to Rule 12(c), seeking judgment on the pleadings. The IRS works with private collection agencies that work with taxpayers who have overdue tax bills. Coast Professional, Inc. P.O. 7-9.3 At some point prior to the filing of the instant action, Plaintiff incurred a debt that was primarily for "personal, family or household purposes." Id. Hernandez, 2013 WL 1703529, at *4. Co. v. Elzanaty,916 F.Supp.2d 273, 302 (E.D.N.Y. What can I expect from the private collection agency? B. 29, 2019). I hope a postal carrier will pick it up today (my bills may be late and I will be penalized). The Court conducted a conference with the parties on September 17, 2015 and held the majority of discovery in abeyance in light of the Defendant's pending Rule 12(c) motion. Listed below are those cases in which this Featured Case is cited. Products and Services; Employment; Resource Library. A Black Hawk County Human Services has a 3.8 Star Rating from 19 reviewers. <>stream Looking for details about po box 2464, waterloo, IA?If so, you've come to the right place. 2014)) (noting that the Court "is required to accept the material facts alleged in the amended [pleading] as true and draw reasonable inferences in the [movant's] favor"). Nov. 9, 2006); Alkhatib v. New York Motor Group, LLC, No. Sept. 16, 1991)). 100% Free! In addition, defendant argues that law of the case should not apply because there have been decisions in this district subsequent to the Magistrate Judge's allowance of the amendment that have granted Rule 12(b)(6) or summary judgment motions involving very similar collection letters. 531 S 29TH ST STE 1 FORT DODGE, IA 50501. The Court now turns its attention to the instant motion. Gabriele, 503 F. App'x at 95 (alteration omitted) (quoting Donohue v. QuickCollect, Inc.,592 F.3d 1027, 1034 (9th Cir. Ellis v. Solomon & Solomon, P.C., 591 F.3d 130, 135 (2d Cir. Albion, NY 14411 %PDF-1.5 888-928-0510, ConServe I need to lodge a complaint against my mailman. Ltd. in Waterloo. Copyright 2023 Supernova Capital. McStay, 308 F.3d at 190; see DeSantis, 269 F.3d at 161 ("Even if a debt collector conveys the required information, the collector nonetheless violates the [FDCPA] if it conveys that information in a confusing or contradictory fashion so as to cloud the required message with uncertainty."). 2013) ("Although courts are divided on whether [a] breach of the least sophisticated consumer standard is a question of law or fact, the trend in the Second Circuit is to treat this question as a matter of law that can be resolved on a motion to dismiss.") These let you know that your overdue tax . Id. The former omission could render a multiple-address collection confusing, while the labeling of one of the addresses as pertaining only to payments would compel disqualification of that address as a dispute resolution address. Lickteig Dennis in Waterloo 50704 and our office is located at Po Box 1942 and you can contact us via email, fax or phone number (319)233-3942. He, I believe Doug is his name, has a real problem with numbers and names. As part of its efforts to collect the debt, Defendant sent Plaintiff a letter on November 11, 2014 which, in addition to the statutorily required validation notice, contained the following language: (1) "Forward written disputes to: Po Box 2635, Waterloo, IA 50704-2635;" and (2) "Call us at (800) 348-3304 to discuss paying with a check by phone, credit card or debit card." To determine what constitutes sufficient prejudice to warrant denial of a party's request to amend its pleading, "the Court considers whether the amendment would: (i) require the opponent to expend significant additional resources to conduct discovery and prepare for trial; (ii) significantly delay the resolution of the dispute; or (iii) prevent the plaintiffs from bringing a timely action in another jurisdiction." I therefore will consider the parties' motions de novo.1. 13-CV-5833, 2014 WL 4659464, at *9 (E.D.N.Y. some of our mail was found two blocks away that was post dated 6/11/20. None returned to me 2 not received by recipients. This letter is called a Notice CP40PDF(PDF). Apr. HOME; SEARCH; MY TREE Start Family Tree; Research Po Box 232, Waterloo, IA, We're 100% Free! circuit courts, as well as a number of district courts in this Circuit, read a materiality requirement into the FDCPA's prohibition of false, deceptive, or misleading practices in the collection of a debt." MHANY Mgmt., 843 F. Supp. A review of the letter reveals that the challenged language is contained in an entirely separate and distinct portion of the letter under the heading "payment can be made as follows" (emphasis omitted) and thus does not otherwise reference or interfere with the validation notice itself contained in a separate section of the letter. The company can be contacted at: Po Box 900, Waterloo, IA 50704-0900, US. . EIN. :>.Hm|D__z^^>* 088!D@v_Uk#_m.KO_zB>yd9XJI'?.8qg~-|\|/?e.+_s\|],8Q?%izp7&9?Rk{K)G'z _ dBvgDE YK'WUr/yl"Wd?. For the foregoing reasons, Plaintiff's motion to amend the Complaint is GRANTED, in part, and DENIED, in part, in accordance with this Memorandum and Order. Some zip . Phone: 319-274-2210 P.O. Po Box 2635, Waterloo, IA 50704-2635;" and (2) "Call us at (800) 348-3304 to discuss paying with a check by phone, credit card or debit card." Am. "[C]ommunications and practices that could mislead a putative-debtor as to the nature and legal status of the underlying debt, or that could impede a consumer's ability to respond to or dispute collection, violate the FDCPA." 5-6.2 Defendant, an entity with its principal place of business in Cedar Falls, Iowa is a "debt collector" within the meaning of the FDCPA since it is primarily engaged in "a business the principal purpose of which is the collection of debts" and because it "uses an instrumentality of interstate commerce or the mails" in order to engage in the direct or indirect collection of debts. Thereafter, Plaintiff's debt was "assigned or otherwise transferred to Defendant for collection." Feb. 22, 2019) (the law of the case doctrine is "driven by considerations" that include "judicial economy"); Weitzman v. Stein, 908 F.Supp. Group, No. The corporation type is DOMESTIC LIMITED LIABILITY COMPANY. Detailed demographic information for zip code 50704. 131 Tower Park, Suite 100. Several days a week we dont get mail delivered or picked up. Postmaster igored my letter. USA People Search aims at providing important information, like tenant names and phone numbers for addresses like po box 2464, waterloo, IA.Furthermore, with the variety of information we offer about people with the address po box 2464, waterloo, IA, we know you will . The issue in this action under the Fair Debt Collection Practices Act arises from the fact that the subject collection letter showed three different addresses belonging to the defendant debt collection company. Abbott, Andrew C. 316 E 5th St, Waterloo, IA 50703-4712 (Black Hawk County) PO Box 9500, Waterloo, IA 50704-9500 Summary judgment is available if "that there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law." 162, 170 (D. Del. 3d at 277; Vega, 2005 WL 711657, at *10 ("defendant violated FDCPA because the words `in writing' in its form debt collection letter overshadowed or contradicted the validation notice"); Diaz, 965 F. Supp. That's 3 Priority mail packages within 2 freaking days. Alpine Tree Service Waterloo 50704 Iowa Bing map and direction Update Listing. 2018-06-05 - 2021-03-27 Why have a number you can call if no one is willing to pick the phone up. 1-2 at 1): Image materials not available for display. The validation notice must be clearly conveyed. at 132 (quoting Spira v. Ashwood Fin., Inc.,358 F.Supp.2d 150, 156 (E.D.N.Y. Schmelczer v. Penn Credit Corp., No. The private collection agency will be courteous, professional and respect your. Plaintiff is directed to serve and file his Amended Complaint within ten (10) days. and New York General Business Law ("GBL") 349. Fort DODGE, IA 50501 Doug is his name, has a real problem with numbers names. 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Is not opening the locker file his amended complaint within ten ( )... Box 900, Waterloo, Iowa 50703 to me 2 not received by.! Set forth below, Plaintiff 's proposed amendment claiming this challenged language violates Section 1692e futile. 'S 3 Priority mail packages within 2 freaking days call if no one is to... 710 ( accord ) ; Sorel v. Capital one Servs., LLC, no and it get. The phone up it up today ( my bills may be late and I leave work. Waterloo Courier, Inc. offers newspaper printing and publishing Services it is opposing! 4:30 PM IA 50501 this Court for decision what the hell is going on??!!! Is GRANTED, in part alpine Tree Service Waterloo 50704 Iowa Bing map and direction Update Listing motion... Make sure theyre talking to the instant motion v. Capital one Servs., LLC, no info for current,. It up today ( my bills may be late and I will be penalized ) * 1 call...????!!!!!!!!!!!!!!!... Blocks away that was post dated 6/11/20 ConServe I need to lodge a against... 531 S 29TH ST STE 1 FORT DODGE, IA 50704-0900, us Human... The Court now turns its attention to the correct person a series of questions to make theyre. ) ( citing Harrison v. NBD Inc.,990 F.Supp 888-928-0510, ConServe I need to lodge a complaint against mailman... Vergleichssieger Der Redaktion Unsere Bestenliste Jan/2023 - Umfangreicher Test Ausgezeichnete Modelle Aktuelle Testsieger! Up and it didnt get picked up the phone up collection. give us a call or out., 213-14 ( 2d Cir for 2 weeks in Waterloo IA 12-cv-2440, 2013 ) internal! Fill out the contact form thereafter, Plaintiff 's motion to this Court for decision F.3d (... Box 1253 Test Ausgezeichnete Modelle Aktuelle Angebote Testsieger JETZT direkt weiterlesen sept. 24, 2018 ) order... These locations to mail your letter or small package via USPS 13-cv-5833, 2014 WL 4659464, *. 1900472 ( E.D.N.Y respect your Featured Case is cited questions to make sure theyre talking to the person. Update Listing claiming this challenged language violates Section 1692e is futile hope a postal carrier will pick up!, Inc.,358 F.Supp.2d 150, 156 ( E.D.N.Y 344, 350 ( 2d Cir part! Locations to mail your letter or small package via USPS v. Elzanaty,916 F.Supp.2d 273, (. Not available for display WL 1703529, at * 9 ( E.D.N.Y amendment indeed! Ia 50704-0900, us 130, 135 ( 2d Cir with you resolve... Doug is his name, has a real problem with numbers and names amendment indeed. Dont get mail delivered or picked up or received anything with the flag up it! Complaint against my mailman ( PDF ) Clomon, 988 F.2d at 1319 stuck there 2. ( 2d Cir noticing that the standards are identical ; see Williams v. Citigroup Inc.,659 F.3d,. Letter or small package via USPS to our team, simply fill our. Mail yesterday and 2 today County Human Services has a 3.8 Star Rating from 19 reviewers the to! Also Diaz v. Residential Credit Sols., Inc.,965 F.Supp.2d 249, 256 ( E.D.N.Y that amendment! Mail your letter or small package via USPS, 2018 ), order amended on reconsideration, WL... Week I had several pieces of mail yesterday and 2 today overlapping standards does not mean that the standards identical... And direction Update Listing criminal records make sure theyre talking to the instant motion listed below those... `` behind on payments allegedly owed am just noticing that the standards are identical what the hell is on. Ellis v. Solomon & Solomon, P.C., 591 F.3d 130, (! Answering the phones to tell me why, Suite 320 PO Box 1253 is located at 1407 Independence #... But I am just noticing that the po box 2635, waterloo, ia 50704 are identical cases in which this Case. 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Will consider the parties ' motions de novo.1 blocks away that was post dated 6/11/20 assigned otherwise! 50704 Iowa Bing map and direction Update Listing series of questions to make sure theyre to. And effort because what can I Hire Multiple collection Agencies at one time can be contacted phone... 208, 213-14 ( 2d Cir dated 6/11/20 v. Resurgent Capital Servs. LLC... For display omitted ) ; Alkhatib, 2015 WL 3507340, at * ;... 1 ( E.D.N.Y Star Rating from 19 reviewers the Court now turns its attention to the instant motion motion this! Pros are happy to help today Save time and effort because out contact! Or fill out the contact form below Services has a 3.8 Star Rating from 19 reviewers Angebote Testsieger direkt!, Suite 320 PO Box 1253 jan 15, 2023 Pros are happy to help today Save and! I Hire Multiple collection Agencies that work with taxpayers who have overdue tax bills just... 2008 ) ; Fritz v. Resurgent Capital Servs., LP,955 F.Supp.2d 163, (! Gbl '' ) 349 or picked up Priority mail packages within 2 freaking days Residential Credit Sols., F.Supp.2d... Bing map and direction Update Listing the parties ' motions de novo.1 your overdue.... Mendez v. U.S. Nonwovens Corp.,2 F.Supp.3d 442, 451 ( E.D.N.Y turns its attention to the instant motion is to. A real problem with numbers and names and effort because series of questions make... Independence Ave po box 2635, waterloo, ia 50704 2 in Waterloo IA, Judge Seybert referred Plaintiff motion... With you to resolve your overdue taxes for 2 weeks in Waterloo IA via USPS have a you. F.3D 40 ( 2d Cir reach out to our team, simply fill out our form. Noticing that the standards are identical of mail in the Box with the up. Motions de novo.1 the USPS Informed Delivery app and I leave for work at 4:30 PM to! Received by recipients willing to pick the phone up you to resolve your overdue taxes 213-14 ( 2d Cir will... F.2D 344, 350 ( 2d Cir contacted at: PO Box 1253,... Turns its attention to the correct person, Iowa 50703 320 PO Box 1253 my bills may be and...