Visit the Career Advice Hub to see tips on interviewing and resume writing. Account Number. Any opinion expressed on the Financial Statements are subject to change without notice. Our efforts are to offer accurate and responsible data. No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. (adsbygoogle = window.adsbygoogle || []).push({}); Engineering interview questions,Mcqs,Objective Questions,Class Lecture Notes,Seminor topics,Lab Viva Pdf PPT Doc Book free download. 30 or 36 months. From 10 Lacs upto 300 Lacs for a tenure from 3 years upto 15 years. Equitas Small Finance Bank sends you all your transaction alerts and transaction related authentications (Eg One time password) on your registered mobile number. However, some personal loan documents required by various lenders are mentioned below: CIN No. The move would be over a period of five years, the central bank said in a discussion paper. The Financial Statements should not be considered as part of information that any investor should consider to subscribe for or purchase any securities of the Bank and should not be relied upon or used as a basis for any investment decision. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). Sign in to create job alert. The interest rates of Equitas Bank Microfinance loans range between 18% to 26% p.a. Industries. 8.50 %p.a. Interest on Senior Citizen Fixed Deposit for 888 days 8.25 %p.a. People who undergo financial crunches can get a lot of facilities, provided by the personal loan schemes of Equitas Small Finance Bank. Speedy Approvals Flexible Repayment Tenure upto 20 Years Loans upto 300 Lacs HOME LOANS OFFERED FOR: Calculate your Home Loan EMI instantly with Loan Calculator INTEREST RATE Charges # Hybrid: Fixed for 3 years and thereafter floating interest rate The Financial Statements should not be considered as part of information that any investor should consider to subscribe for or purchase any securities of the Bank and should not be relied upon or used as a basis for any investment decision. Any unauthorized use of the Financial Statements contained herein is prohibited. The Financial Statements should not be considered as part of information that any investor should consider to subscribe for or purchase any securities of the Bank and should not be relied upon or used as a basis for any investment decision. Number of years in the present job/ business/ profession: upto 3 years, Duly filled up and signed personal loan application form, Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card, Proof of income -Latest salary slip showing all deductions or Form 16 along with recent salary certificate (for salaried individuals), Proof of income- Income Tax Returns of 2 previous financial years (for other than salaried individuals), Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement, Bank Statement or Bank Pass Book of having entries of last 6 months, Standing instruction registration at your bank, Automated Payment through ECS (Electronic Clearing service), Through Mobile Banking App, if provided by the bank. Hike in Interest Rate increases EMIs of Personal Loan. Accordingly, any persons in possession of the aforesaid should inform themselves about and observe any such restrictions. Settlements. Interest Only Graph & Details. Benefits, Features, Eligibility, Mode, Documents Required and Myths, [PDF] Assam Gramin Vikash Bank Personal Loan | Purpose. 769, Phase II, Anna Salai, Chennai - 600 002 Personal Loan. Equitas account opening !Personal loan without income proof ~Credit card without income proof - YouTube Equitas account opening !Personal loan without income proof ~Credit card without. With minimal documentation, quick disbursement, and complete safety of your gold, Jana Gold Loan is the easiest and quickest way to get funds for your immediate personal and business requirements. Sanction of home loan also depends on other factors like age of the borrower, income of the applicant, etc. All Rights Reserved. Further, past performance is not necessarily indicative of future results. The repayment process starts from 12 EMIs. With bad credit score, you can get a home loan but probably at higher interest rate. Also read: What are the personal loan interest rates offered by top banks/NBFCs? Equitas Small Finance Bank Limited is one of the largest small finance banks in India. Income Tax: Types, Guides, IT Return, e-Filing, Calendar, Slabs for FY 2020-21, ISO Certification in India Types, Documents Required, Prerequisites, Cost, Time, Advantages, Largest Online Business and Tax Compliance Platform, Latest PPF Deposit Interest Rates of Different Banks as on Dec 2021 Benefits, Tax Exemptions, LLP Annual Filings Online Process Flow, Documents Required, Compliances, Penalty. open, unmoderated, private forum for users to exchange information and to discuss various investing techniques. These components are processing fee, eligible amount, tenure of loan repayment, service issues, other terms of loan, etc. Clear the Browser level Cookies, Cache and Saved Passwords from the browsers. 3rd-Jan-2023 16:08 Source: NSE. Postal Address of Equitas Small Finance Bank Limited Sattur Main Road Virudhunagar branch. moneycontrol.com or, its personnel do not post anything, or vet the content posted, . All the information on this website is for education and information purpose only, and CodeForBanks.com does not guarantee the accuracy of any information provided in any of the pages on our website. The scheme ordained by Equitas Small Finance Bank can help them a lot to get rid of economical crunches. Good to work and always to be focused on targets When these in a hike interest rate, loans fixed at a single rate, would not work much for the borrower. CodeForBanks.com does not undertake any liability with respect to the correctness of the content, information and calculations. Credit Cards. Salaried / Self - Employed with regular income. Web Privacy Policy | Website Terms & conditions, Video KYC will be available on working days during business hours(8AM - 9PM), Customer Education Literature - Illustrations, Report unauthorized electronic transactions. Dont share your password or CVV details to anybody. Micro LAP, Business loan Secured, General LAP & Agri. However, the other charges that include processing fees, prepayment charges, penal charges, foreclosure charges, etc. You may file complaints and obtain further information about CFCU by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or at www.dfs.ny.gov. Using Personal Internet banking services, you can do the following banking transactions online: Here's how you can activate your Mobile Banking. Equitas Mobile Banking gives you access to your banking services on your Mobile Phone. Grab the best deals of the season with your Equitas BankMastercard! which the lender consider during loan approval process apart from good credit score. Longer repayment tenure brings higher interest outgo also. Web Privacy Policy | Website Terms & conditions, Video KYC will be available on working days during business hours(8AM - 9PM). Available on 30-year fix or 10-year ARM loans. Our efforts are to offer accurate and responsible data. Your email address will not be published. EQUITAS SMALL FINANCE BANK LTD - Announcement under Regulation 30 (LODR)-Scheme of Arrangement - Rediff MoneyWiz, the personal finance service from Rediff.com equips the user with tools and information in the form of graphs, charts, expert advice, and more to stay up-to-date and make informed decisions. Give your children the edge over all their dreams and aspirations with Equitas Edge. Maximum 60 EMIs are allowed for repayment of personal loan. Due to poor credit score, many of the personal loan applications get rejected by the lenders. Contact Number: 1800 1031222 / 1800 1032977 You yourself should not make too many enquires even if it is available free of cost. Required fields are marked *. It has been seen that there are many lenders who do not charge any prepayment penalty. The Reserve Bank of India is moving closer towards ring fencing the banking system from credit losses as it proposes to move to provisioning on the principles of 'expected losses' from 'incurred losses.'. What are the personal loan interest rates offered by top banks/NBFCs? Some of the main features of Equitas loans against property are: The loan amount ranges from Rs 5 Lakh to Rs 50 Lakh. Loan approval can be given to you if you add a joint holder having a regular income or you can borrow from peer to peer lenders. Equitas Small Finance Bank Limited was founded on 07-08-1905. With bad credit score, you can get a home loan but probably at higher interest rate. Some of the main features of Equitas loans against property are: The loan amount ranges from Rs 5 Lakh to Rs 50 Lakh The tenure of the loan ranges from 3 - 15 years 17% - 18% diminishing rate of interest The minimum entry age is 18 years and the maximum entry age is 60 years. Web Privacy Policy | Website Terms & conditions, Open Selfe Savings Account in less than 10 minutes. Our Interest Only Program features: Lower monthly payments compared to traditional Principal & Interest loans. [PDF] Nutan Sahakari Bank Personal Loan | Features, Benefits, Purpose, Eligibility Criteria, Documents Required, How To Apply? The minimum entry age is 18 years and the maximum entry age is 60 years. YES Bank also claims to process the loan application within 5 days of making application and disburses the loan amount within a few hours of its sanction. The Financial Statements are only current as of the dates specified therein and neither the Bank nor any of its respective advisors or representatives is under any obligation to update you in the event the information in the Financial Statements becomes stale or inaccurate. CodeForBanks.com is not related to the government or government bodies or any regulator in any way. It has headquarter in Chennai. Securities may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended. Interest Rates, [PDF] Karnataka Vikas Grameena Bank Personal Loan @ 9.99% | Eligibility, Process, Documents Needed, Features and Advantages, Standing instruction registration at the bank, Automated payment through ECS( Electronic Clearing Service), With the help of mobile banking app, if the bank agrees to provide. LLP Registration Process Time, Documents, Checklist, Advantages | How to Register LLP Online? Loan Against Property to suit your requirement: Salaried, Self Employed Professionals & Self Employed Non Professionals. These include various issues like travel to an abroad trip, house shifting, childrens education, payment of credit card bill, the repayment of an existing loan, any medical emergencies, and many other. Likes(0) Comments(0) Login and view more It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education loan, gold loan, PPF account, lockers, netbanking, mobile banking, RTGS, NEFT, IMPS, E-Wallet, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more. 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